Flooding is a major natural hazard that requires a rapid response to minimize the loss of life and property 10 and to facilitate damage assessment. Aerial imagery, especially images from unmanned aerial vehicles (UAVs) and helicopters, plays a crucial role in identifying areas affected by flooding. Therefore, developing an efficient model for rapid flood mapping is essential. In this study, we present two segmentation approaches for the mapping of flood-affected areas: (1) a fine-tuned Segment Anything Model (SAM), comparing the performance of point prompts versus bounding box (Bbox) prompts, and (2) a U-Net model with ResNet-50 and ResNet-101 as pre-trained backbones. Our 15 results showed that the fine-tuned SAM performed best in segmenting floods with point prompts (Accuracy: 0.96, IoU: 0.90), while Bbox prompts led to a significant drop (Accuracy: 0.82, IoU: 0.67). This is because flood images often cover the image from edge to edge, making Bbox prompts less effective at capturing boundary details. For the U-Net model, the ResNet-50 backbone yielded an accuracy of 0.87 and an IoU of 0.72. Performance improved slightly with the ResNet-101 backbone, achieving an accuracy of 0.88 and an IoU of 0.74. This improvement can be attributed 20 to the deeper architecture of ResNet-101, which allows more complex and detailed features to be extracted, improving U-Net's ability to segment flood-affected areas accurately. The results of this study will help emergency response teams identify flood-affected areas more quickly and accurately. In addition, these models could serve as valuable tools for insurance companies when assessing damage. Moreover, the segmented flood images generated by these models can serve as training data for other machine learning models, creating a pipeline for more advanced flood 25 analysis and prediction systems.

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